As OpenAI's release of ChatGPT in late 2022 and expected release of GPT-4 in 2023 continues to garner widespread attention, there is renewed focus on both opportunities and risks presented by the use of artificial intelligence ("AI"). With this focus comes the inevitable call for regulation. At the end of 2022, the U.S. White House weighed in through what it calls an "AI Bill of Rights" for the American public, a non-binding policy document. Banks and others in financial services should take note of the particular civil rights, privacy, and other priorities expressed in this vision for the future of AI governance. In financial services, technologies deploying some element of AI are expected to increase but already abound.

Around the world, artificial intelligence (AI) is automating functions and making new services possible with breakthroughs in low-cost computing power, cloud computing services, growth in big data and advancements in machine learning and related processes. This webinar discussed the current use of AI in low- and middle-income countries (LMICs), along with trends and challenges in business models, barriers to innovation and AI's ethical and responsible use towards achieving the sustainable development goals. This study examines the current use of AI in low- and middle-income countries (LMICs) across Sub-Saharan Africa, North Africa and South and Southeast Asia. The report mapped a sample of 450 start-ups by sector in alignment with the UN Sustainable ...

Digital disruption is the flip side of digital opportunity. Established companies and startups alike enlist new technologies in the fight to dislodge incumbents, protect entrenched positions, or re-invent entire industries and business activities. To help business and IT executives evaluate emerging technologies and their potential impact on the digital transformation of their organizations, Forrester recently published "Top Technologies for Digital Predators, 2017," a detailed analysis of 15 emerging technologies with a wide range of disruptive potential and time-to-impact. Here's my summary description of the 5 technologies with the highest potential to create competitive advantage, change markets, or alter the business landscape altogether: AI solutions that can interact with their users, learn their behavior and understand their needs, and even make decisions on their behalf. The landscape for this emerging technology is expanding rapidly to include a wide range of chatbots, virtual agents, robotic process automation, and other digital assistants.

Digital disruption is the flip side of digital opportunity. Established companies and startups alike enlist new technologies in the fight to dislodge incumbents, protect entrenched positions, or re-invent entire industries and business activities. To help business and IT executives evaluate emerging technologies and their potential impact on the digital transformation of their organizations, Forrester recently published "Top Technologies for Digital Predators, 2017," a detailed analysis of 15 emerging technologies with a wide range of disruptive potential and time-to-impact. Here's my summary description of the 5 technologies with the highest potential to create competitive advantage, change markets, or alter the business landscape altogether: AI solutions that can interact with their users, learn their behavior and understand their needs, and even make decisions on their behalf. The landscape for this emerging technology is expanding rapidly to include a wide range of chatbots, virtual agents, robotic process automation, and other digital assistants.

Digital disruption is the flip side of digital opportunity. Established companies and startups alike enlist new technologies in the fight to dislodge incumbents, protect entrenched positions, or re-invent entire industries and business activities. To help business and IT executives evaluate emerging technologies and their potential impact on the digital transformation of their organizations, Forrester recently published "Top Technologies for Digital Predators, 2017," a detailed analysis of 15 emerging technologies with a wide range of disruptive potential and time-to-impact. Here's my summary description of the 5 technologies with the highest potential to create competitive advantage, change markets, or alter the business landscape altogether: AI solutions that can interact with their users, learn their behavior and understand their needs, and even make decisions on their behalf. The landscape for this emerging technology is expanding rapidly to include a wide range of chatbots, virtual agents, robotic process automation, and other digital assistants.